for all things business
Loans • Credit Cards • Energy • Banking • Insurance • Vehicle Loans
Powered by Binq, your AI assistant with 24/7 support and guidance
to help supercharge your business.
Scan the QR code to download the App
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Meet Binq, your personal AI business assistant.
Binq is here to help you 24/7, with all the support you need to start, manage and grow your business.
24/7 personal assistance
Your personal AI business assistant, Binq, is on hand to support you at any time and wherever you are. Whether you need quick cashflow insights or a better understanding of how government changes might impact your business, just ask Binq.
Get access to fast funding
Get matched with your best borrowing options in minutes, not days. No brokers or bias, just specialist lenders who understand your needs, and are ready support you with cashflow management, investing in growth or buying new tools and equipment.
Benefit from business guidance
We’ll notify you about tax and business deadlines, or tell you when you’re free to switch suppliers and providers. That way you can stay on top and focus on what matters while saving money.
Built for growth
Open banking data provides deeper insights to help you make faster and smarter decisions. We’ll alert you when costs are increasing or revenue is dropping, with weekly performance insights to help your business grow.
Switching made simple
Save time and money by switching your business energy, insurance and more. We’ll alert you when prices are going up or new deals are available, so you’ll never pay more than you need to.
The app for business
Whether you’re just starting up or you’ve been operating for years, Binq is the app for all things business. Built by experts and powered by AI, with free advice, insights and tools to support your business needs.
Why businesses
love us ❤️
From application to connection: How Binq powers founders
"The process was super easy — uploading documents and asking questions was simple, and the form was quick and clear.
What makes Binq stand out is their constant communication through the app. It felt like real support, always on hand. I’d recommend them to anyone who wants a more connected way to apply for funding."
Ian Xiang - Founder of Immersia XR
Business finance guides
Our team are on hand to answer questions or advise you on the right options whenever you needs us.
FAQs
A business loan gives you cash to start, support or grow your business. Use it to take control of cash flow, buy new stock or equipment, expand premises, or for marketing to new customers. Loan interest may also be tax-deductible.
Without a price cap for business energy, you might be paying much more than you need to. Switching providers can help you cut business costs, while a fixed-rate deal can protect you against future price hikes. You could also get better customer service, or find a greener energy option that better aligns with your business values.
Business credit cards work in the same way as personal ones, and you can use them to manage your regular expenses, or to make a larger, unexpected purchase. Some offer perks and rewards, while others will provide more flexible payment terms.
Business insurance can protect your firm from financial losses due to unexpected events like accidents, theft, or legal claims, and is often a legal requirement. Types include public liability, professional indemnity, and buildings and contents insurance.
Financing spreads the cost of commercial vehicles into manageable monthly payments through loans, lease agreements, or hire purchase plans. You get immediate access to the vehicles you need while keeping cash free for other needs.
Your current mobile or broadband provider might not offer the best value. Switching could mean faster internet speeds, lower costs, and better service to help you stay competitive.
If you haven’t switched banks recently, or if you’re with a high street provider, you might not be getting the best deal. By shopping around, you could lower transaction costs, get better interest rates on deposits, and improved service.
Binq is completely free for you to use, and that means you can compare offers and get personal business advice at no extra cost. And when you find a new deal, we’re paid a fee by your new supplier or provider.