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Your business off to the best start
Every tool your new business needs, from registration to banking, insurance, energy and tax, all in one place.
Register your limited company — fast
Get your company registered with Companies House, with your first year of business banking included. It only takes a few minutes.
- Companies House registration handled for you
- Free business account included
- Registered office address provided
- Done in under 10 minutes
- Certificate of incorporation delivered digitally
- Everything managed in one app
The fastest way to go from idea to official limited company. ANNA handles the paperwork, Companies House registration, and gets you set up with a business account — all without switching between multiple services.
All-in-one account for start-ups
Built for freelancers, sole traders, and LTDs who want smart banking without the faff.
- No monthly fee
- Open in under 10 minutes
- Automated invoicing & receipts
- VAT & Corporation Tax tools
- Cashback on business spending
- Employee cards with spending controls
- 247 UK-based support
No-frills banking with FSCS protection
Not sure which to choose? ANNA is the stronger pick if you want tax tools and automation built in. Zempler works well if you want simple, FSCS-protected banking with cash deposit options at the Post Office.
Cover for over 1,000 business types
Get the right cover in minutes — from public liability to equipment insurance. FCA authorised, pricematch guarantee, UK-based claims support.
- Public liabilityUp to £5m cover — protects if a customer is injured or their property is damaged by your work
- Employers' liability£10m as standard — legally required if you have employees in the UK
- Equipment & toolsCover for theft, loss, and accidental damage to your kit — adjust anytime, fee-free
- Business interruptionProtects your income if something unexpected puts you out of action
- Buildings & contentsCover for your premises and everything inside it, including stock
- Accident & sicknessRegular income for you or your team if you can't work due to injury or illness
Worth knowing: Business insurance is tax-deductible. If you work from home, your personal policy won't cover your business — you'll need separate cover. Policies can be adjusted anytime without a fee.
Get the right energy deal from day one
Business energy isn't protected by the price cap — so the rate you pay is entirely down to who you choose. Compare suppliers before you sign anything.
- Compare offers based on your actual usage
- Switching takes 2–3 weeks — no interruption to supply
- Fixed and variable rates available
- Dual fuel deals for gas & electricity together
- Your supplier handles the switch — no need to contact the old one
Moving into new premises? This is the best time to compare — you're not locked in yet. Businesses that take the default contract from a landlord or previous tenant typically overpay. Spend five minutes comparing and you'll know straight away if you're getting a good deal.
Self Assessment & MTD — first year free
HMRC's Making Tax Digital rollout is already underway. Through Binq, you get ANNA's Self Assessment filing and MTD tools completely free for the first year — and it works with whatever business account you already use.
- April 2026 Earning £50,000+
- April 2027 Earning £30,000+
- April 2028 Earning £20,000+
- Self Assessment filing included
- MTD-ready from day one
- Works with any existing business account
- Competitors charge £30+/month for the same thing
Scan the QR code to download the App
Download the App
Get matched with your best loan options in minutes
Speak with one of our experts, and get 24/7 support from your personal AI business advisor.
- Upload your documents
- Track your progress
- Compare loans
- Apply with confidence
Frequently Asked Questions
Startup loans are designed for new businesses with limited trading history. They often have different criteria, may require personal guarantees, and some come with mentoring or support services to help new businesses succeed.
Yes, most lenders want to see a solid business plan showing how you'll use the money and repay the loan. It doesn't need to be a massive document, but should cover your market, finances, and growth plans.
This varies widely. Government startup loans go up to £25,000. Other lenders may offer £1,000 to £500,000 depending on your business type, personal credit score, and what security you can provide.
You'll typically need your business plan, financial projections, proof of identity, bank statements, and details of any existing business assets or personal guarantees. Some lenders want to see evidence of industry experience too.
It's harder but not impossible. Some specialist lenders work with people who have credit issues. You might face higher interest rates or need to provide security, but options exist.
Government startup loans have fixed rates around 6-7%. Other lenders range from 5% to 30%+ depending on the loan type, your credit score, and the risk they perceive in your business.
Government startup loans can take 6-12 weeks due to their thorough process. Alternative lenders often decide within days or weeks. Online platforms can sometimes approve loans within hours for smaller amounts.
Most lenders allow you to use funds for equipment, stock, marketing, premises, working capital, or other legitimate business expenses. You usually can't use it to pay off existing debts or for personal expenses.
This depends on the loan type. If you've provided personal guarantees, you're personally liable for the debt. With secured loans, lenders can claim against your assets. Government startup loans have support services to help struggling businesses.
Grants don't need to be repaid, making them attractive, but they're competitive and often have strict criteria. Many startups use a mix of grants, loans, and investment to fund their launch.